Trusted Estate Planning, Life Insurance & Legacy Tools Directory
Estate planning, life insurance, and legacy services including wills, trusts, and memory preservation: trusted services that save you thousands compared to traditional costs.
Important: Memorial Merits maintains affiliate partnerships with the services listed below. This means Memorial Merits may receive compensation when you use these services, which helps support this free resource. All services are independently selected based on their quality and value to families.
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Trust & Will Estate Planning ★
Attorney-quality estate plans completed at home in 20 minutes.
Trust & Will delivers attorney-approved wills, trusts, power of attorney, and healthcare directives through a simple guided process for all 50 states. Complete your entire estate plan in one sitting with state-specific instructions, bank-level security, and optional attorney support when you need expert guidance. Legally binding documents are ready to print or ship immediately.
Ethos Estate Planning & Life Insurance ★
Free estate planning documents when you protect your family with life insurance. Or start with estate planning on its own.
Ethos pairs affordable life insurance with complimentary estate planning tools including wills, trusts, powers of attorney, and healthcare directives. Skip the medical exam and receive instant approval for coverage up to $3 million, then access professionally drafted estate documents at no additional cost. Complete your entire protection plan in 20 minutes with unlimited free updates and a 30-day money-back guarantee.
Ethos also offers term life from A-rated carriers like Banner Life, Ameritas, Protective, and Mutual of Omaha for ages 20 to 65, plus guaranteed issue whole life through TruStage for ages 45 to 85 with no health questions. Available in all states except New York.
Everyday Life Insurance ★
Personalized life insurance coverage up to $10 million without medical exams.
Everyday Life partners with multiple top-rated insurers to match you with the perfect policy based on your unique protection needs. Their Predictive Protection™ technology analyzes your health, lifestyle, and goals to recommend the right coverage amount and policy type in minutes. Complete your application in 8-10 minutes with no medical exam required for most policies, choosing from term or whole life coverage ranging from $25,000 to $10 million with flexible terms up to 40 years.
LVED: Estate Planning That Updates as Your Life Does ★
Legally valid documents, a 25GB secure vault, and automated execution in one subscription.
State-compliant wills, living trusts, powers of attorney, and healthcare directives, all generated through a guided process built with licensed estate attorneys. Unlike static document services, LVED includes unlimited updates so your plan reflects your actual life as it changes. Memorial Merits visitors get the lowest discount available online with code YFY63MX8.
AARP Membership: The Starting Point for Adults Navigating the Second Half of Life ★
Fraud protection, Medicare guidance, and estate planning resources for adults 50 and older
Adults in their 50s and 60s managing Medicare decisions, estate planning conversations, and caregiving responsibilities will find AARP’s resources more substantive than the organization’s reputation suggests. The Fraud Watch Network, plain-language Medicare guides, and a free will-creation tool are built specifically for the decisions that carry the most financial and legal weight at this stage. At $15 for the first year with a free second household membership included, it is a low-friction entry point into the resources your family will eventually need.
LegalZoom Estate Planning
America’s #1 online estate planning service with optional attorney guidance.
Trusted by 2.1 million customers over two decades, LegalZoom simplifies comprehensive estate planning through guided questionnaires and state-specific documents accepted nationwide. Create wills, trusts, powers of attorney, and healthcare directives with step-by-step support, then choose optional premium packages that include attorney document review and unlimited 30-minute legal consultations for a full year. Complete your entire estate plan online with transparent pricing and 60-day satisfaction guarantee.
Living Trustify – Complete Estate Plan Online ★
Attorney-created living trust, will, power of attorney, and healthcare directive in 15 minutes for $349.
Living Trustify delivers a complete estate plan package including living trust, pour-over will, durable power of attorney, advance healthcare directive, and guardian nomination. Their attorney-drafted documents are valid in all 50 states with bank-level security and step-by-step execution instructions.
FastWill Will Writing & Creation
Quick, affordable will creation with included guidance specialist support.
FastWill simplifies estate planning with a 20-minute questionnaire that generates state-specific wills and trusts for all 50 states. Every package includes a free 60-minute walkthrough call with a live guidance specialist, plus optional attorney line-by-line document review and remote notarization available in 48 states. Flexible payment plans through Klarna make comprehensive estate planning accessible with secure document storage and unlimited future edits.
Quicken WillMaker & Trust
America’s #1 estate planning software with 39 years of trusted expertise.
Built by Nolo’s legal experts, Quicken WillMaker offers downloadable software or online access to create comprehensive estate plans without subscriptions. One flat fee covers unlimited documents for your entire household including wills, trusts, powers of attorney, and 35+ additional forms. Store your data locally on your computer for complete privacy or access online instead. Free revisions for a full year and step-by-step guidance through state-specific requirements.
LegalTemplates – Legal Documents Fast & Easy
Custom legal documents at your fingertips in multiple formats.
LegalTemplates provides instant access to hundreds of attorney-drafted documents including wills, trusts, powers of attorney, and real estate forms. Complete guided questionnaires in minutes and download your customized documents immediately in Word, PDF, or multiple other formats. Built-in e-signature tools streamline the signing process while secure document storage keeps everything organized. Affordable subscription starting at $7.99 monthly with 7-day free trial to explore the entire document library.
LegalShield (Probate Help)
Affordable legal support when you need expert guidance navigating probate.
LegalShield connects you with dedicated attorneys through a monthly membership starting at $26.95 for you and your spouse. Get unlimited legal consultations, document reviews up to 15 pages, and letters written on your behalf. Probate consultation and review are included when you’re named executor, with full representation available at 25% discount. Access 24/7 emergency legal hotline and receive discounts on services beyond standard benefits when complex situations arise.
Cremation Club – Nationwide Pre-Planning Membership ★
Lock in $99 cremation for just $13.99/month – nationwide coverage included.
Cremation Club’s monthly membership locks in guaranteed $99 cremation after 12 months, protecting against future price increases. Pay $13.99/month or $119.99/year for nationwide coverage across continental U.S., including free online will creation, estate planning resources, and account closure support. Add family members for discounted $9.99/month. Cancel anytime without penalties. Monthly rate locked forever regardless of age or industry inflation.
SPECIAL OFFER: Save 10% With Code MEMORIAL10
The Swiftest Life Insurance Compared
Compare 30+ top-rated life insurance carriers in 60 seconds – unbiased rankings.
The Swiftest’s proprietary SwiftScore™ algorithm ranks policies from 30+ leading carriers, letting you compare term and permanent life insurance options side-by-side in under two minutes. Founded in 2020, this San Francisco-based comparison platform provides unbiased analysis so you make informed decisions rather than guessing which provider fits your needs. Many policies available with no medical exam required. Get instant quotes, compare coverage amounts, and apply directly through your chosen carrier.
Gerber Life Guaranteed Life Insurance ★
Guaranteed acceptance ages 50-80 with no medical exam or health questions.
Gerber Life removes health barriers with guaranteed acceptance whole life coverage for ages 50-80, regardless of medical history or pre-existing conditions. No medical exam or lengthy health questionnaire required. Choose $5,000 to $25,000 coverage with fixed premiums locked in for life. Builds cash value you can borrow against when needed. Trusted since 1967, Gerber provides final expense protection when traditional policies won’t accept you, covering burial costs, medical bills, and outstanding debts.
Annuity.org | Free Retirement Income Consultation ★
Protect your spouse with guaranteed lifetime income planning
Ensure your surviving spouse never worries about outliving their savings. Annuity.org connects you with licensed retirement income specialists who explain how to convert lump sums into guaranteed monthly payments. Free consultation, no sales pressure.
Save More Money Life Insurance
UK-based comparison service for over 50s life cover and multiple insurance types.
Save More Money streamlines insurance shopping for UK residents through online comparison platform covering home, personal, motor, and life insurance products. Specializes in over 50s life cover with click-to-buy policies and transparent pricing designed to make insurance accessible. Mission-focused on helping working people gain financial security through affordable, off-the-shelf insurance solutions. Currently expanding into banking, savings products, and utility comparisons for comprehensive financial services.
GEOGRAPHIC RESTRICTION: UK residents only – not available for U.S. customers.
The #1 Legacy Journal – Should Tomorrow Never Come (Legacy Edition) ★
Featured in ABC, NBC, CBS, FOX & More
hould Tomorrow Never Come — Legacy Edition is our flagship life story journal, designed for aging parents and seniors to record their memories, values, and life lessons in one timeless keepsake. With guided sections, reflection space, and thoughtful writing prompts, this edition makes it easy to capture stories that matter — even for those who don’t usually write.
Families treasure it as a gift of love and legacy, offering comfort today and a lasting record for future generations. Featured across ABC, NBC, CBS, FOX, and more, it stands apart as the most trusted and recognized legacy journal available today.
See our other legacy Journal formats
How to Legacy Journal ★
200+ prompts guiding families through memory writing and storytelling for generations.
Gabriel Killian’s companion guide provides over 200 journaling prompts designed to overcome writer’s block and inspire meaningful storytelling for aging parents and seniors. This affordable paperback helps preserve family history, wisdom, and traditions through gentle guidance and memory writing ideas that bring life stories into vivid detail. Perfect gift for children and grandchildren seeking to capture irreplaceable stories before they fade, creating a bridge between generations filled with love, wisdom, and personal legacy.
Remento – Voice Recording Memory Books ★
Weekly prompts transform spoken stories into hardcover books with QR codes playing actual voices.
Research shows family stories disappear within two generations. Remento prevents this. Fifty-two weekly prompts arrive via text or email for one year. Loved ones click and speak into any device, no tech skills required. Recordings auto-transcribe into hardcover books. Each story includes scannable QR code playing their actual voice, laughter, and emotion. Backed by Mark Cuban on Shark Tank. English and Spanish supported. $99 annually with lifetime access to recordings.
PROMO CODES: MMFREEBOOK for free extra book ($59 value) | MEMORIALMERITS for $10 off
Secure Cloud Storage for Estate Documents & Emergency Access
Keep wills, medical records, and passwords protected and accessible to trusted family members
Your Digital Vault organizes critical documents in one encrypted cloud location with bank-level security. Designate trusted delegates who can access what they need during emergencies, medical crises, or after your passing. $84/year for 24/7 access from any device.
The Nokbox – Complete Estate Organization System
Stop leaving a scavenger hunt. Organize your entire life in one secure system.
If something happened to you tomorrow, would your family spend 570+ hours searching through drawers, guessing passwords, and missing accounts? The Nokbox prevents that chaos with 66 color-coded folders covering your entire life from bank accounts to pet information. Each folder includes double-sided checksheets guiding both you and your next of kin step by step. Available in Original ($158), Lite ($58), or Fireproof versions to fit any budget.
Turning Hearts QR Memorial Medallion
The piece of the estate plan that preserves the life behind it
Wills protect assets. Turning Hearts preserves the person. A QR medallion placed on the headstone links anyone who visits to a growing digital profile: biography, photos, videos, stories, and tributes collected from everyone who knew them. While the estate settles and the paperwork closes, the memorial stays open and keeps building. For families already thinking carefully about what gets left behind, this is the part most estate plans forget entirely. It costs less than a single hour with an attorney and lasts for generations.
Partner with Memorial Merits: Expanding Our Commitment to Quality and Affordability
At Memorial Merits, we are committed to continually expanding our offerings to provide the highest quality and most affordable funeral planning, life insurance, legal, and end-of-life services available online.
As we grow, our goal remains the same: to ensure that families have access to trusted and comprehensive resources for all their needs. If you or your business is interested in joining us as a valued partner, we welcome you to Contact Us to explore future partnership opportunities. Together, we can provide the best possible services for those planning meaningful memorials and securing their family’s future.
