Clarity for the overwhelmed. Comfort for the grieving. Tools for the prepared.
Memorial Merits covers end of life planning, funeral preparation and grief support in one place. Whether you are planning ahead to protect your family, standing in the middle of a sudden loss, or finding your way through the months after, everything here is free to use, priced honestly, and written by someone who has sat where you are sitting.
Two minutes on how the site works
Pick the one that sounds like your week. Each door opens to everything we have on it.
Wills, trusts, life insurance and the paperwork your family should never have to hunt for.
Plan aheadReal costs, your rights under federal law, and caskets and urns at what they should actually cost.
Get guidanceCounseling, memorial keepsakes, pet loss, and a companion you can talk to at three in the morning.
Find supportOne book to write your story in. One book that shows you how.
A guided place to put your story, your values and your final wishes, so your family never has to guess what you wanted. Keepsake hardcover, built to be handed down.
★★★★★“Not just a good read. It’s your story to write.”David R.
Get the Legacy JournalWritten for aging parents and seniors who want their stories down but have never journaled before. Works beside the Legacy Edition or entirely on its own.
★★★★★“A treasure for families to pass down for generations.”Rock
Get the Companion Book
Money help when the bill lands, verified discount codes, and veteran benefits in plain language.
Six sources cover most families: Social Security, VA benefits, employer plans, life insurance, fee-free crowdfunding and loans. Start with the free ones.
Every discount code we carry, tested and dated with the partner directly. Caskets, urns, cremation, memorials and estate documents.
What the VA actually pays, what it does not, and where families get the rest. Burial benefits, survivor support, crisis lines and vetted organizations.
Calculators, printable guides and guided journals, ready whenever you need them.
Run the numbers before anyone quotes you one. Funeral, cremation, estate and life insurance calculators, plus grief support at three in the morning. No signup, ever.
Printable checklists, planning worksheets, legal documents and audio resources. Print them, share them with family, bring them to the funeral home. New files added regularly.
Every guided journal and planning book we publish, in one place. Free bonus downloads come with every purchase, and every format sits on the same page.
Built from experience: Why Memorial Merits exists
Memorial Merits was built by Gabriel Killian, a U.S. Navy veteran, after losing his father unexpectedly in 2019, while at sea. That experience, combined with watching loved ones navigate their own tragic losses, the heartbreak, the grief, the overwhelming weight of decisions, as well as the legal and financial complexities, revealed how little real support exists for families in crisis.
This platform was created to give families their time, money, and energy back so they can focus on what actually matters: healing and being together.
Have questions? Reach out.
Most AARP burial insurance write-ups stop at the monthly premium. The question that actually decides whether a family is covered is different: what a funeral costs where they live, and whether the policy cap clears it. Memorial Merits has the state cost data to answer that.
The AARP Life Insurance Program is one of the most searched senior coverage options in the country, and most write-ups skip the part that matters. Membership comes before any policy, term pricing climbs in five-year steps, and the guaranteed plan carries a two-year rule every family should understand before signing anything.
Coinbase does not currently let individual account holders name a beneficiary directly. Learn how Coinbase handles an account after death, what heirs and executors may need, and when long-term holders may want to consider a different custody arrangement.
Eluna Network provides free programs and resources for children, teens, and families affected by grief or addiction. Learn about Camp Erin grief camps, Camp Erin Online, Camp Mariposa, the Eluna Resource Center, and how to find support near you.
A seed phrase can protect crypto while you are alive and leave it inaccessible after your death. Learn how to separate legal inheritance, recovery instructions, and secure access so the right person can recover your assets without exposing the secret too early.
A personal representative deed is how estate real estate leaves the estate, whether it is sold to a buyer or handed to an heir. It answers to four different names depending on where you live, and in most states the personal representative can sign it without asking a judge for permission. The deed is not the authority. The letters are. This page covers what has to appear on the face of it, why no fill-in-the-blank template can be correct for your file, what happens when a representative deeds the property to themselves, and why an outside buyer usually keeps the house anyway.
Educational Information Only: Memorial Merits provides educational information based on personal experience and research. This content is not a substitute for professional legal, financial, medical, or mental health advice.
Not Professional Services: Memorial Merits is not a law firm, financial advisory service, funeral home, or licensed counseling practice. We do not provide legal advice, financial planning, funeral director services, or mental health therapy. For estate planning, probate matters, or legal questions, consult a licensed attorney. For financial decisions, consult a certified financial planner. For grief counseling or mental health support, consult a licensed therapist or counselor.
Affiliate Disclosure: Some content on Memorial Merits contains affiliate links. If you make a purchase through these links, Memorial Merits may earn a commission at no additional cost to you. We only recommend products and services we believe provide genuine value to families navigating loss and end-of-life planning. Our affiliate relationships do not influence the educational information we provide.
No Guarantees: While we strive for accuracy, laws, regulations, and industry practices vary by location and change over time. Memorial Merits makes no guarantees about the completeness, accuracy, or applicability of any information to your specific situation. Always verify information with licensed professionals in your jurisdiction.
Use at Your Own Risk: Your use of information from Memorial Merits is at your own risk. Memorial Merits and its owner are not liable for any decisions made based on information provided on this site.
