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LVED Review 2026: Digital Vault, Estate Planning, and Living Legacy in One Place

LVED Puts Your Will, Passwords, and Crypto in One Digital Estate Vault, Delivered to Your Family Automatically

By Gabriel Killian, Navy veteran and founder of Memorial Merits

Updated June 2026

Ask the internet where to keep your will, your passwords, and your cryptocurrency so the people you love can actually find them, and you get a different company for each one. Documents in one place. Passwords in another. A hardware wallet for the coins. Then some separate service to deliver any of it once you are gone. That is not an estate plan. It is a scavenger hunt, and you will not be there to run it.

A few years ago a blood clot, a DVT, put my own mortality in front of me far sooner than I ever expected. One of the first things I did afterward was finally get my will written. I also hold crypto, and since then I have reviewed nearly every estate and digital-legacy platform in this space for Memorial Merits, where the same gap shows up every time. The documents get handled, while the passwords, the wallets, and the digital accounts that run a modern life get left behind. That gap is where families lose the most, and it is the one we built Memorial Merits to close.

LVED is the first platform I have reviewed that treats all of it as a single job. Your legal documents, your digital life, your final messages, and the way each one reaches the right person, held in one place and released automatically when the time comes. This is our full review, including the one discount that does not exist anywhere else online.

LVED digital estate planning platform securing a family will, passwords, and crypto in one encrypted vault delivered automatically to loved ones
Affiliate Disclosure Some links on this page are affiliate links. If you use one, Memorial Merits may earn a commission at no extra cost to you. We only feature services we have vetted, and the discount code on this page is exclusive to our readers.
In Short

LVED is a digital estate planning platform that pairs attorney-drafted legal documents, a will, a living trust, financial and healthcare powers of attorney, healthcare directives, guardianship designations, and a pet trust, with a 25GB encrypted vault for your passwords, financial accounts, and cryptocurrency, then delivers everything to the people you name automatically. It is the most complete single-platform option in our estate planning roster. Through Memorial Merits, every plan is 33% off with exclusive code YFY63MX8, the only public discount on LVED online. Best for anyone who wants their legal documents and their digital life protected in one place.

Our Verdict
4.8/5
The most complete estate plan in our partner roster, at the lowest price online.
LVED is the only estate platform we recommend that puts attorney-drafted legal documents, a 25GB encrypted digital vault, automated release to your family, and crypto credential storage in one plan. With the MM-exclusive code YFY63MX8 you pay 33% less than the public price, putting the Will Plan near $199 one-time, under what Trust & Will and LegalZoom charge for less coverage. Every document is drawn by licensed estate attorneys, valid in all 50 states, and backed by a 30-day money-back guarantee.
Best for: anyone who wants a full will or trust plus a living digital vault their family can actually find, without paying attorney prices.

Key Takeaways

  • LVED digital estate planning combines legal documents, password storage, and automated delivery for a complete estate management solution.
  • It offers a single encrypted vault for legal documents and digital assets, easing the burden on grieving families.
  • The platform ensures access to digital accounts and cryptocurrency through secure storage and designated distribution.
  • LVED automatically releases items to specified individuals under verified conditions, ensuring they find what they need.
  • Users can save 33% on all plans with an exclusive discount code, making it a cost-effective choice for comprehensive estate planning.

What LVED Is: A Complete Digital Estate Plan in One Place

LVED is a digital estate planning platform that combines three things most companies sell separately. First, the legal documents: a will, a living trust, financial and healthcare powers of attorney, a healthcare directive, guardianship designations, and a pet trust, all drafted by licensed estate attorneys and valid in all fifty states. Second, a 25GB encrypted vault that holds those documents alongside your passwords, account logins, financial records, and crypto wallet credentials. Third, a delivery system that releases the right items to the right people at the right time.

Most reviews would stop at the document list. The reason to keep reading is the second and third parts, because that is where LVED does something its competitors do not, and where the real value to your family lives.

Infographic contrasting six scattered separate services against one unified LVED platform holding documents, passwords, and crypto

Everything in One Place, Because Your Family Will Be Looking in the Hardest Week of Their Lives

A will tells your family how to divide what they can find. It says nothing about the email account holding your tax records, the phone that unlocks two-factor codes, the subscription draining the bank account every month, or the wallet seed phrase written on a card in a drawer no one knows to open. Those are the things that cause the most pain after a death, and almost no traditional estate plan accounts for them.

LVED keeps the legal documents and the digital life in the same secure place. One login for your family to remember instead of a list of services to discover. When everything a grieving person needs sits behind one door, you have not just organized your affairs. You have spared the people you love a search they should never have to run.

Person calmly organizing their will, documents, and digital accounts in one secure place at home

The Part Most Plans Skip: Your Passwords, Accounts, and Crypto

What happens to your online accounts and cryptocurrency when you die? In most cases, they are lost. Platforms lock accounts on the death of the user, banks cannot release what they cannot identify, and a large share of cryptocurrency is lost for good because no one else holds the keys. The law has been slow to catch up, though most states now follow the Revised Uniform Fiduciary Access to Digital Assets Act, which lets you grant a named person legal access to your digital accounts. The American Bar Association is blunt about the rest: without instructions and access, your loved ones may never even know an account existed.

This is the role of a digital executor, and it is exactly what LVED’s vault is built to serve. You store the credentials, the wallet seed phrases, and the access instructions in encrypted storage, and you name who receives them. For a household with any real digital footprint, this is the difference between an inheritance that arrives and one that disappears.

Hands securing passwords and a crypto hardware wallet in a digital estate vault for family access

Released to the Right People, Automatically

Storing everything in one place only matters if your family can reach it. LVED’s automated escrow delivery releases your documents, files, and messages to the people you designate only under verified conditions, such as a death certificate or proven incapacitation. You decide who receives what, and whether it unlocks at death or at incapacity. LVED also ships a physical letter to your home with a QR code, so even a family that never knew the plan existed has a way to find it.

That last detail answers the fear underneath every estate decision, the one people rarely say out loud: not just “are my documents valid,” but “will the people I love actually find them, and know what to do.” LVED is one of the few services built around that second question.

The Complete Estate Planning Solution That Also Protects You Digitally

LVED covers everything a full estate plan needs: a legal will, a living will and healthcare directive, financial and medical powers of attorney, guardianship designations, a pet trust, and a revocable living trust that keeps your family out of probate, all drafted by licensed attorneys and valid in all fifty states. Unlike most estate planning services, it also protects what they leave exposed, securing your passwords, account logins, and crypto wallet credentials in a 25GB encrypted vault. You safeguard your family and your digital assets in one place, for the lowest price LVED offers anywhere online. Save 33% on any plan with our exclusive discount code YFY63MX8.

Memorial Merits Exclusive

Put Your Whole Legacy in One Secure Vault

LVED holds your will, trust, passwords, and crypto in one encrypted vault and delivers them to the people you choose, automatically. You can set it up in a single sitting, with a 30-day money-back guarantee on every plan.

USE CODE YFY63MX8 · 33% Off Any Plan

What LVED Costs, and the 33% Discount That Only Lives Here

LVED offers three tiers. The Digital Vault plan covers secure storage and automated delivery for your existing documents and digital assets. The Will plan adds the full set of attorney-drafted legal documents plus a year of the vault. The Trust plan adds a revocable living trust, a spousal trust, and a dependents trust on top of everything in the Will plan, so your estate can avoid probate.

Through Memorial Merits, every plan is 33% off with code YFY63MX8, applied automatically when you use our link. This is the only public discount on LVED available anywhere online, and the code protects your savings even if you finish the purchase later or over the phone. Every tier carries a 30-day money-back guarantee, and you keep any documents you created even if you cancel.

PlanWhat it includesYour price
Digital Vault 25GB encrypted vault, automated escrow delivery, and legacy messages for the documents and digital assets you already have. 33% offcode YFY63MX8, confirmed at checkout
Will Everything in Digital Vault, plus the full set of attorney-drafted documents: will, financial and healthcare powers of attorney, healthcare directive, guardianship, and a pet trust, valid in all fifty states. 33% offcode YFY63MX8, confirmed at checkout
Trust Everything in the Will plan, plus a revocable living trust, a spousal trust, and a dependents trust, so your estate can skip probate. 33% offcode YFY63MX8, confirmed at checkout
33% off every plan with code YFY63MX8, applied automatically through our link. It is the only public LVED discount online, and it holds even if you finish the purchase later or over the phone. Every tier carries a 30-day money-back guarantee, and you keep any documents you created even if you cancel. LVED is updating its platform, so the exact current price for each tier is confirmed at checkout before you pay.

LVED vs Trust & Will: The Honest All-In Comparison

The name most people compare LVED to is Trust & Will, and it is a fair comparison to make. Trust & Will is the larger brand, and if all you want is a recognized name on a basic will, they earn that consideration. But the honest, all-in picture favors LVED for anyone who wants the digital side handled.

Trust & Will sells documents. Their digital vault is a separate membership at $49 per year, and it is a basic document locker, with no automated escrow delivery, no legacy messages, and no crypto storage. Their Trust plan runs $499 plus that $49 membership, so the first year lands near $548. LVED’s Trust plan with our discount comes in lower for the first year and includes the full vault, the automated delivery, the legacy messages, and the crypto storage that Trust & Will simply does not offer. You are not paying more for less. You are paying less for considerably more.

Infographic showing LVED first-year cost lower than Trust and Will while including vault, delivery, and crypto storage

Digital Estate Planning That Protects What Other Services Leave Behind

A standard will tells your family how to divide what they can find. LVED goes further, holding your documents, your passwords, your financial accounts, and your cryptocurrency in one encrypted vault and releasing them automatically to the people you name, with legacy video messages and funeral directives built in. That protection is something competitors sell as a separate paid add-on or do not offer at all, and through Memorial Merits it still comes in below their all-in price. Save 33% on every plan with our exclusive coupon code YFY63MX8.

Memorial Merits Exclusive

More Protection, Lower First-Year Cost

LVED bundles the vault, automated delivery, legacy messages, and crypto storage into one plan, and with our code it comes in under the all-in cost of a documents-only competitor. Same attorney-grade documents, far more protection.

USE CODE YFY63MX8 · 33% Off Any Plan

Who LVED Is For, and Who Should Look Elsewhere

LVED is the right choice if you have a digital life worth protecting: online accounts, passwords, financial logins, or cryptocurrency, and you want your legal documents and your digital assets handled in one place and delivered automatically. It fits the person who wants to do this once, do it properly, and never make their family go looking.

It is not the only answer, and honesty is the point of this site. If you only need a simple will at the lowest possible price, FastWill does that for less. If your situation centers on a special needs dependent or you want the lowest-cost living trust, Living Trustify builds a special needs trust right in. And if you also need life insurance, an eligible Ethos policy includes an attorney-built will at no extra cost, which can be the better value when you need both. The right plan is the one that fits your life, not the longest feature list.

LVED earns its price by storing and delivering your plan over time, but not everyone needs the vault. If all you want is the paperwork done correctly and nothing watching over it afterward, a forms-only library is the leaner choice. We cover that option in our Legal Templates breakdown, where the same will, power of attorney, and healthcare directive run $9.99 a month on the annual plan with no vault attached.

How to Get Started With LVED

Getting set up takes one sitting. Visit LVED through our link so the 33% discount applies automatically. Choose the tier that matches what you need, the vault alone, the will, or the full trust. Work through the guided steps, which explain each document and decision in plain language as you go. Add your documents, passwords, and any crypto credentials to the vault, name the people who should receive each item, and set whether delivery unlocks at death or at incapacity. When you finish, the physical QR letter arrives at your home so your family has a way in.

One Secure Plan for Your Family, Your Documents, and Your Digital Life

Everything your family will need sits in one place: your attorney-drafted will and trust, your healthcare and financial directives, your passwords and crypto credentials, and the automated delivery that puts each one in the right hands when the time comes. You protect the people you love and everything you have built, and you lock in the lowest price LVED offers anywhere online. Save 33% on any plan with our exclusive discount code YFY63MX8.

Memorial Merits Exclusive

Start Your LVED Plan, 33% Off

One secure vault for your will, your passwords, and your crypto, delivered to the right people automatically. Set it up today and your family will never have to go looking for what matters most.

USE CODE YFY63MX8 · 33% Off Any Plan

That is the whole point of doing this now. Not because tomorrow is uncertain, but because the people you love should never have to guess, search, or grieve and untangle a digital life at the same time.

Start on Your Phone in Seconds, No Typing Required

If you are reading on a computer but would rather set this up from your phone, point your camera at the code below. It opens LVED with your 33% discount already applied, so you can start your plan from the couch or the kitchen table without typing a link or entering a code by hand.

Prefer to Start on Your Phone?

Scan to start LVED digital vault and estate planning with the lowest discount available online LVED digital vault and estate planning platform logo

Scan the code to visit LVED and apply the lowest discount available online. Use code YFY63MX8 at checkout for 33% off any plan.

Take the Key Answers and Your Discount Code Anywhere

A decision like this rarely gets made in one sitting, and almost never alone. Our free one-page LVED FAQ sheet puts the plan details, the most common questions, and your 33% code on a single printable page you can set on the kitchen table, hand to your spouse, and keep beside you while you decide. No screen required, and free to share with your family.

Free Printable

Take the LVED FAQ With You

Download our one-page LVED FAQ sheet to keep the plan details, the key answers, and your 33% code handy while you decide. Free to print and share with your family.

Frequently Asked Questions About LVED Estate Planning

What happens to your cryptocurrency when you die?▾
Without a plan, cryptocurrency is usually lost for good, because no one else holds the private keys or seed phrase needed to access the wallet. To prevent that, store your wallet credentials and clear access instructions somewhere a person you trust can legally reach them after your death. LVED’s encrypted vault is built for this, holding crypto credentials and releasing them only to the people you name.
What happens to your online accounts and passwords when you die?▾
Most online accounts are frozen or deleted once a provider learns the user has died, and your family often cannot recover them without prior access. Many states now follow the Revised Uniform Fiduciary Access to Digital Assets Act, which lets you grant a named person legal authority over your accounts. LVED lets you store passwords and login details in one vault and assign who receives them, so nothing important is lost or locked away.
What is a digital executor, and does LVED serve that role?▾
A digital executor is the person responsible for accessing, managing, and closing your online accounts and digital assets after you die. LVED supports that role by keeping your passwords, account details, and crypto credentials in one encrypted vault and delivering them automatically to the person you designate. It gives your digital executor the access they need without hunting through your devices.
Are LVED’s documents legally valid, and does it replace a lawyer?▾
LVED’s documents are drafted by licensed estate attorneys and are valid in all fifty states. For most families, that is enough to create a will, trust, and powers of attorney without paying hourly legal fees. People with complex estates, business ownership, or unusual tax situations may still want an attorney to review their plan.
What does LVED include that Trust & Will does not?▾
LVED bundles a 25GB encrypted vault, automated document delivery, legacy video messages, and crypto credential storage into its plans. Trust & Will sells those as a separate membership that functions mainly as a document locker, without automated delivery, legacy messages, or crypto support. For households with a digital life to protect, LVED covers more in one plan.
How much does LVED cost, and is the discount the lowest online?▾
Through Memorial Merits, every LVED plan is 33% off with code YFY63MX8, which is the only public discount on LVED available anywhere online. The code applies automatically through our link and protects your savings even if you complete the purchase later or by phone. Every plan includes a 30-day money-back guarantee.
How does LVED deliver my documents to my family?▾
LVED uses automated escrow delivery, releasing your documents, files, and messages to the people you choose only under verified conditions such as a death certificate or proven incapacitation. You decide who receives each item and whether it unlocks at death or at incapacity. LVED also mails a physical letter with a QR code to your home, so your family has a way to find the plan even if they did not know it existed.
Is my information safe in LVED’s vault?▾
LVED protects your data with bank-level, military-grade encryption and releases items only to the people you name, under the conditions you set. You control who can see each document and when. Until then, your files stay private and encrypted.
Can I update my documents after I create them?▾
Yes. LVED’s Will and Trust plans include unlimited updates, so you can revise your documents anytime your life changes without paying again. This is a real difference from one-time will software that charges you to make changes later.
What if I change my mind after signing up?▾
Every LVED plan comes with a 30-day money-back guarantee, and you keep any documents you created even if you cancel. That gives you a month to make sure the platform fits your needs with no risk.
Gabriel Killian, founder of Memorial Merits
About the Author
Gabriel Killian
Founder, Memorial Merits · 12-Year Navy Veteran · Certified Instructor · #1 in Journal Writing on Amazon
Memorial Merits grew out of years of personal loss. Gabriel’s father died unexpectedly while he was deployed at sea with the Navy. He was left to find out through unofficial channels and unable to leave the ship for days. In the years that followed, he experienced firsthand how grieving families face exploitation during the most vulnerable moments of their lives by the very systems meant for their protection. During an injury while serving, complications led to a severe blood clot that left him facing his own mortality. With the realization that he could fall asleep and never wake up, he spent those uncertain moments writing letters to the people he loved and cherished, afraid those words would go unsaid. Those letters became the Legacy Journal series, now #1 in Journal Writing and 5-star rated on Amazon. Everything on this site was built by someone who has been where you are.

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Important Disclaimers

Educational Information Only: Memorial Merits provides educational information based on personal experience and research. This content is not a substitute for professional legal, financial, medical, or mental health advice.

Not Professional Services: Memorial Merits is not a law firm, financial advisory service, funeral home, or licensed counseling practice. We do not provide legal advice, financial planning, funeral director services, or mental health therapy. For estate planning, probate matters, or legal questions, consult a licensed attorney. For financial decisions, consult a certified financial planner. For grief counseling or mental health support, consult a licensed therapist or counselor.

Affiliate Disclosure: Some content on Memorial Merits contains affiliate links. If you make a purchase through these links, Memorial Merits may earn a commission at no additional cost to you. We only recommend products and services we believe provide genuine value to families navigating loss and end-of-life planning. Our affiliate relationships do not influence the educational information we provide.

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