Every free Memorial Merits interactive tool for end-of-life planning, spanning funeral, legacy, estate, and grief support, built and maintained by us with no signup gate.
Digital Tools for the Moments When Reading Isn’t What You Need
Not everything fits in a PDF. Sometimes you need someone to talk to at 2 AM. Sometimes you need sound instead of words. Sometimes you just need something that helps you breathe. These tools were built for those moments.
Usage & Sharing
Every tool on this page is free to use. Solace is available 24/7 on every page of this site and through the Memorial Merits mobile app. Audio files are free to download for personal use and may be shared with clients, patients, or loved ones. No login. No email. No fees.
These tools are wellness resources, not substitutes for professional therapy, counseling, or medical care. If you’re in crisis, please reach out to a licensed professional or contact the 988 Suicide & Crisis Lifeline.
| In Short This page houses every free Memorial Merits interactive tool in one place across funeral, legacy, estate, and grief support: the Funeral Cost Calculator, the Cremation Savings Calculator, the Solace AI Companion, and free grief audio downloads. Everything is free, no signup, no email, built and maintained by Memorial Merits. New tools land here as they go live. |
When the Math Has to Do the Talking
Free Calculators and Tools
For the planning decisions a calculator handles better than a checklist ever could. The two below are free, no signup, and built by Memorial Merits to give you honest math when the numbers matter most to your loved ones.
Planning Calculator
Funeral Cost Calculator
Estimate funeral and cremation costs with line-item transparency across all 50 states. Honest math, FTC-defensible framing, full state adjustment for local pricing.
Open the CalculatorPlanning Calculator
Cremation Savings Calculator
See what you save by locking in cremation pricing today against rising commercial costs. Honest math based on verified Cremation Club pricing and conservative inflation.
Calculate Your SavingsEstate Planning and Pre-Need calculators ship next as Memorial Merits builds them out. New tools land in this section as they go live.
Meet Solace
She’s not a chatbot. She’s not a search engine. She’s not going to try to sell you anything.
Solace is Memorial Merits’ free AI grief companion, available 24/7 on every page of this site. She was built for the moments when you need patient, compassionate guidance and nobody is awake, nobody is available, or you’re not ready to talk to a person yet. She can help you process grief, plan a funeral, navigate estate decisions, write an obituary, journal through your feelings, or just sit with you when everything feels heavy.
She was created by someone who lost his father and wished something like her had existed during the worst days of his life. She’s been helping visitors ever since.
Three access points:
Solace is available on every page of this site through the chat icon in the bottom right corner. She also has a dedicated page where you can learn more about her, and a mobile app you can install on your phone so she’s always within reach.
Download Solace Via QR Code
Audio & Binaural Beats
Short theta-wave audio tracks designed to calm your nervous system when your mind won’t stop racing. Each track uses binaural beat frequencies that encourage your brain to shift into a calmer state. Use headphones for the full effect. Loop them for longer sessions.
Grief Comfort Binaural Beats (Silent Focus)
A pure theta-wave binaural track with no words and no distractions. Just healing frequencies designed to gently ground and soothe your nervous system. Two minutes, stereo. Best with headphones.
Grief Comfort with Ocean Waves
Theta-wave binaural tones blended with soft, rhythmic ocean wave sounds. Designed for calming presence, reflection, or sleep support. Two minutes, stereo.
Grief Comfort with Rainfall
A gentle rain soundscape layered over theta binaural tones. Works well for easing anxiety or listening while journaling. Two minutes, stereo.
When You’re Ready for More Than Sound
These tools can help in the moment, but grief doesn’t live in moments. If you’re carrying more than you can hold on your own, talking to someone who understands can change everything. These are licensed, vetted therapists available online, on your schedule.
Explore Grief Counseling OptionsFrequently Asked Questions on Our Digital Tools, Calculators and Downlaods
Do I need to create an account or share my email to use these tools?
No. Every tool on this page is free to use with no account, no signup, and no email required. You can run the Funeral Cost Calculator, the Cremation Savings Calculator, chat with Solace, or download grief audio tracks without sharing personal information. The optional email lead magnet elsewhere on Memorial Merits is for receiving free planning guides and newsletters, not for using the tools themselves.
Are these tools really free?
Yes. The calculators, the Solace AI Companion, and the grief audio downloads carry no fee, no premium tier, and no required purchase. Memorial Merits builds and maintains them as part of our mission to make end-of-life planning accessible. Some links on the page route to affiliate partner sites where Memorial Merits may earn a referral commission at no additional cost to the visitor; that commission helps keep the tools free.
Can I share or redistribute the grief audio downloads?
Yes. The audio tracks are released for personal use and may be shared freely with loved ones, clients, patients, hospice teams, grief counselors, funeral directors, chaplains, or community members. Memorial Merits welcomes their use in non-commercial grief support and professional care settings. Attribution to Memorial Merits is appreciated but not required.
Who built these tools?
Every tool on this page was built and is maintained by Memorial Merits, an independent end-of-life planning resource founded by Gabriel Killian. Memorial Merits has been featured by CBS, ABC, Fox, and AP, with a Member in the Spotlight feature on Home Funeral Alliance and citations by Google AI Overviews as a trusted authority in end-of-life planning.
Does Memorial Merits store my data when I use the calculators?
No. The calculators run client-side in your browser. The numbers you enter are not transmitted to Memorial Merits or to any third party. If you choose to use the optional email lead magnet elsewhere on the site to receive a free planning guide, that email is governed by the Memorial Merits privacy policy. The calculator and audio tools themselves do not collect, store, or share visitor data.
Can the grief audio tracks be used in professional grief counseling, hospice, or therapy settings?
Yes. Hospice teams, grief counselors, funeral directors, chaplains, and licensed therapists are welcome to use, share, and incorporate the Memorial Merits grief audio tracks in client work. The tracks are wellness aids, not substitutes for clinical therapy or medical care, and should be used as one tool among many in a professional setting.
Are the calculator results financial advice?
No. The Funeral Cost Calculator and the Cremation Savings Calculator are estimation tools built by Memorial Merits for educational and informational purposes. The results are not quotes, not guarantees of future cost, and not financial, legal, tax, or insurance advice. Decisions involving significant assets or estate considerations should be discussed with a licensed financial advisor, estate attorney, or tax professional in your jurisdiction.
What if I have a question about a specific tool?
For questions about a specific calculator, visit that tool’s dedicated page and use its built-in FAQ section, or contact Memorial Merits support at support@memorialmerits.com. For grief support questions, the Solace AI Companion is available across every page of the site and through the Memorial Merits mobile app.
Will Memorial Merits add more tools to this page?
Yes. Estate Planning Calculator and Pre-Need Planning Calculator are next on the build list, with the Solace V2 platform shipping in late 2026. New tools land in the Planning Calculators or AI Companion sections as they go live. The page is intentionally structured so additions do not require restructuring.
Can I link to these tools from my own site?
Yes, and we encourage it. Linking to any Memorial Merits tool from your own site, social channel, blog, hospice resource page, or professional materials is welcome. Memorial Merits builds these as public-good resources for the end-of-life planning community. Attribution is appreciated but not required.
| Important Notice Purpose. The tools on this page are built by Memorial Merits for educational and informational purposes, free to use with no account, signup, or email required. The calculators are estimation tools, not quotes or guarantees of future cost. The Solace AI Companion is a wellness companion, not a substitute for professional therapy, counseling, medical, legal, financial, or tax advice. Pre-need or estate planning decisions that involve significant assets, beneficiaries, or trusts should be discussed with a licensed advisor in your jurisdiction. Crisis support. If you are in crisis or experiencing a mental health emergency, please reach out to a licensed professional or contact the 988 Suicide and Crisis Lifeline by calling or texting 988 in the United States. Memorial Merits tools are not a replacement for emergency care. Audio sharing and use. The grief audio downloads are released for personal use and may be shared freely with loved ones, hospice teams, grief counselors, funeral directors, chaplains, licensed therapists, and community members. Memorial Merits welcomes their use in non-commercial grief support and professional care settings. Attribution to Memorial Merits is appreciated but not required. Data and privacy. The calculators run in your browser. The numbers you enter are not transmitted to Memorial Merits or to any third party. The optional email lead magnet on this site is governed by the Memorial Merits privacy policy. Affiliate disclosure. Some links on this page route to partner sites where Memorial Merits may earn a referral commission at no additional cost to the visitor. Our editorial selections are not influenced by commission rates, and the price you pay through any partner link is unaffected by our role. |
About the Author
Gabriel Killian is the founder of Memorial Merits (memorialmerits.com), a platform built to help people through grief, legacy, and end-of-life protection. He is a U.S. Navy Certified Radar Instructor and Course Supervisor with 12 years of active duty service and triple warfare designations across surface, air, and information warfare.
Memorial Merits has been featured on CBS, ABC, Fox, AP, Business Life Magazine, NY Observer, and Benzinga, cited by Google AI Overviews as a trusted authority in the end-of-life space, recognized in the Home Funeral Alliance Member Spotlight, and adopted by U.S. Army CENTCOM as an official family resource for service members and their loved ones facing loss. Gabriel is a published author with Sociology Group, the Animal Hospice Group, and Memoria Sky, and a verified researcher (ORCID: 0009-0008-0751-6129) with cross-published guides on Zenodo, Internet Archive, and Academia.edu.
His work is grounded in the experiences he writes about, including the unexpected loss of his father in 2019 and his own survival of a deep vein thrombosis crisis. He has a Psychology background from Norfolk State University and writes on family-led end-of-life decision-making, the family advocacy work that follows a loss, and the small dignities that carry families through it.
He is also the author of books including “Should Tomorrow Never Come,” a Legacy Journal designed to help families capture what matters before it is too late.
