Every free Memorial Merits interactive tool for end-of-life planning, spanning funeral, legacy, estate, and grief support, built and maintained by us with no signup gate.
Digital Tools for the Moments When Reading Isn’t What You Need
Not everything fits in a PDF. Sometimes you need someone to talk to at 2 AM. Sometimes you need sound instead of words. Sometimes you just need something that helps you breathe. These tools were built for those moments. Memorial Merits offers a set of free, no-signup tools for funeral, estate, and grief planning: a Funeral Cost Calculator, a Cremation Savings Calculator, an Inherited Annuity Tax Calculator, the Memorial Cipher, the Solace AI grief companion, and free calming audio. Every one is free to use, with no login and no email.
Free to use, free to share, no strings
Every tool is free. No login, no email, and no fees, ever.
Always available. Solace runs 24/7 on every page and in the Memorial Merits mobile app.
Yours to share. The audio files download free for personal use and to share with clients, patients, or loved ones.
These tools are wellness resources, not a substitute for professional therapy, counseling, or medical care. If you are in crisis, please reach out to a licensed professional or call or text the 988 Suicide & Crisis Lifeline.
Free Calculators and Tools
When the Math Has to Do the Talking
For the planning decisions a calculator handles better than a checklist ever could. The two below are free, no signup, and built by Memorial Merits to give you honest math when the numbers matter most to your loved ones.
Planning Calculator
Funeral Cost Calculator
Find what a funeral really costs, and save your family thousands.
Get an itemized estimate adjusted for your state, plus vetted products and services for a fraction of funeral-home prices, discount links, financing options, and a printable plan with QR codes. Connected straight to our funeral home directory. Free, no signup.
Planning Calculator
Cremation Savings Calculator
Lock in today’s cremation price before it climbs again.
See what you save by locking in today’s pricing against years of rising costs, using verified pricing and conservative inflation instead of guesses. Free, no signup.
Estate Calculator
Inherited Annuity Tax Calculator
See how much of an inherited annuity is taxable, and what to do with it, in about a minute.
Estimate the taxable portion of an inherited annuity. The earnings are taxed as ordinary income, the original principal usually is not, and there is no step-up in basis. Then map your payout options and the deadline that applies to you, with a free licensed specialist to confirm your exact number. Free, no signup.
Memorial Tool
Memorial Cipher
Design a coded memorial tattoo, or a QR tattoo that scans to a loved one’s story, and take it straight to your artist.
Turn any date, name, or message into Roman numerals, Morse code, binary, a barcode, or a scannable QR code, for tattoos, engravings, monuments, and keepsakes. Accurate, downloadable, and free, with member discounts on cremation tattoo ink and QR memorials.
New tools land in this section as they go live.
Solace by Memorial Merits
Scan to install the app Featured · Free AI Companion
Meet Solace
Not a chatbot. Not a search engine. Never trying to sell you anything.
Solace is Memorial Merits’ free AI grief companion, available 24/7 on every page of this site. She was built for the moments when you need patient, compassionate guidance and nobody is awake, or you are not ready to talk to a person yet. She can help you process grief, plan a funeral, navigate estate decisions, write an obituary, journal through your feelings, or simply sit with you when everything feels heavy.
Created by someone who lost his father and wished something like her had existed during the worst days of his life. She has been helping visitors ever since.
Free Grief Comfort Audio: Binaural Beats for a Racing Mind
Three short theta-wave tracks built to settle your nervous system when grief makes it hard to sleep, focus, or even breathe. Each one is free to download, runs about two minutes, and loops for as long as you need it. Use headphones for the full effect.
Calming Audio
Grief Comfort Binaural Beats (Silent Focus)
A pure theta-wave binaural track with no words and no distractions. Just healing frequencies designed to gently ground and soothe your nervous system. Two minutes, stereo. Best with headphones.
Calming Audio
Grief Comfort with Ocean Waves
Theta-wave binaural tones blended with soft, rhythmic ocean wave sounds. Designed for calming presence, reflection, or sleep support. Two minutes, stereo.
Calming Audio
Grief Comfort with Rainfall
A gentle rain soundscape layered over theta binaural tones. Works well for easing anxiety or listening while journaling. Two minutes, stereo.
When You’re Ready for More Than Sound
These tools can help in the moment, but grief doesn’t live in moments. If you’re carrying more than you can hold on your own, talking to someone who understands can change everything. These are licensed, vetted therapists available online, on your schedule.
Explore Grief Counseling OptionsFree Tools Frequently Asked Questions
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