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Terms and Conditions

Last updated: 09/29/2025

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the https://memorialmerits.com website (the “Service”) operated by Memorial Merits: FUNERAL RESOURCES & HELP (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Accounts

If you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so may result in suspension or termination of your account.

You are responsible for safeguarding your password and any activities under your account. You agree not to disclose your password to any third party and must notify us immediately of any unauthorized use of your account.


Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Memorial Merits and its licensors. All content, including text, graphics, logos, images, downloadable materials, and journal titles, is protected by applicable copyright, trademark, and intellectual property laws.

Unauthorized reproduction, copying, distribution, or use of our materials without express written permission is strictly prohibited.


Affiliate Disclosure

Some links, tools, and product recommendations featured on this site may be affiliate links. This means Memorial Merits may earn a commission, at no additional cost to you, if you make a purchase through these links. We only recommend partners and services we believe provide genuine value.


Legal and Medical Disclaimer

Information provided on Memorial Merits is for educational and informational purposes only. It is not intended as legal advice, medical advice, or psychological counseling. You should consult with licensed professionals before making decisions related to health, law, or finances.


User Contributions and Submissions

Memorial Merits allows users to submit obituaries, digital memorials, stories, or other content. By submitting, you grant Memorial Merits a worldwide, non-exclusive, royalty-free license to use, display, and distribute your content on our Service.

You are solely responsible for any content you post and agree not to submit unlawful, offensive, or infringing material. We reserve the right to edit or remove submissions that violate these Terms.


Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Memorial Merits. We have no responsibility for the content, privacy policies, or practices of any third-party websites.

We strongly advise you to review the terms and privacy policies of any third-party services you visit.


Limitation of Liability

To the fullest extent permitted by law, Memorial Merits shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, resulting from:

  • Your use of or inability to use the Service.

  • Any content obtained from the Service.

  • Unauthorized access, use, or alteration of your transmissions or content.


Indemnification

You agree to indemnify, defend, and hold harmless Memorial Merits and its affiliates, partners, and employees from any claims, damages, liabilities, costs, or expenses arising out of your use of the Service or your violation of these Terms.


Termination

We may suspend or terminate your access immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Service will cease immediately.


Disclaimer

The Service is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, whether express or implied. Memorial Merits makes no guarantees regarding availability, accuracy, or reliability of the Service.


Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law provisions.


Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice before new terms take effect. By continuing to use the Service after revisions are posted, you agree to the updated Terms.


Contact Us

If you have any questions about these Terms, please contact us at:

Email: support@memorialmerits.com

Important Disclaimers

Educational Information Only
Memorial Merits provides educational information based on personal experience and research. This content is not a substitute for professional legal, financial, medical, or mental health advice.

Not Professional Services
Memorial Merits is not a law firm, financial advisory service, funeral home, or licensed counseling practice. We do not provide legal advice, financial planning, funeral director services, or mental health therapy. For estate planning, probate matters, or legal questions, consult a licensed attorney. For financial decisions, consult a certified financial planner. For grief counseling or mental health support, consult a licensed therapist or counselor.

Affiliate Disclosure
Some content on Memorial Merits contains affiliate links. If you make a purchase through these links, Memorial Merits may earn a commission at no additional cost to you. We only recommend products and services we believe provide genuine value to families navigating loss and end-of-life planning. Our affiliate relationships do not influence the educational information we provide.

No Guarantees
While we strive for accuracy, laws, regulations, and industry practices vary by location and change over time. Memorial Merits makes no guarantees about the completeness, accuracy, or applicability of any information to your specific situation. Always verify information with licensed professionals in your jurisdiction.

Use at Your Own Risk
Your use of information from Memorial Merits is at your own risk. Memorial Merits and its owner are not liable for any decisions made based on information provided on this site.

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Hardcover Legacy Journal titled "Should Tomorrow Never Come" on coffee table with open notebook, coffee mug, and plant in warm, inviting living room