Living Trustify Review | Complete Estate Plan Online in 15 Minutes
Most people know they need an estate plan. The problem is finding time, figuring out what documents they actually need, and paying thousands of dollars to an attorney for what feels like basic paperwork.
Living Trustify eliminates those barriers by delivering a complete estate plan online in about 15 minutes for a fraction of traditional attorney costs. Their platform handles not just wills and trusts, but also the critical incapacity documents most people forget until it’s too late: durable power of attorney, advance healthcare directives, and HIPAA authorization.
This review covers what Living Trustify offers, how it compares to alternatives, who it works best for, and whether the platform delivers legitimate legal documents worth your investment.
What is Living Trustify?
Living Trustify is an online estate planning service founded by estate planning attorneys who recognized that most families delay critical legal planning because traditional options are either too expensive or too complicated.
The platform operates in all 50 states and produces attorney-drafted legal documents through an interview-style questionnaire. Users answer questions about their family situation, assets, healthcare preferences, and beneficiary designations. Living Trustify then generates a complete document package ready for signing and notarization.
Unlike document template services that provide blank forms, Living Trustify’s system creates customized, completed documents based on your specific answers. The company emphasizes that their forms are written by practicing estate planning attorneys and are legally valid when properly executed.
Key facts:
- Founded in 2019, based in Fullerton, California
- Documents created by estate planning attorneys
- Valid in all 50 U.S. states
- 4.8/5 rating on Trustpilot
- Bank-level security encryption
What Documents Does Living Trustify Create?
Living Trustify offers three main service tiers, each producing different document packages.
Guardian Nomination ($19)
The entry-level service allows parents to formally nominate a guardian for their minor children. This standalone document can prevent courts from appointing someone you wouldn’t choose if something happens to both parents. The American Bar Association notes that guardian designation is one of the most important steps parents can take, yet many delay because they don’t realize it can be done separately from a full estate plan.
Will Package ($249)
Creates a last will and testament that specifies how your assets should be distributed, names an executor to handle your estate, and designates guardians for minor children. Wills must go through probate court, but having one ensures your wishes are documented rather than leaving decisions to state intestacy laws.
Living Trust Package ($349)
The comprehensive option includes:
- Revocable living trust – Holds your assets and transfers them to beneficiaries without probate
- Pour-over will – Catches any assets not transferred to the trust during your lifetime
- Durable power of attorney – Authorizes someone to handle your finances if you’re incapacitated
- Advance healthcare directive – Documents your medical treatment preferences
- HIPAA authorization – Allows your designated agents to access your medical records
- Guardian nomination – Names who should care for your minor children
This package addresses both death planning (what happens to your stuff) and incapacity planning (what happens if you can’t make decisions). According to the National Institute on Aging, advance directives are critical legal documents that only take effect if you cannot communicate your own wishes.
Why Incapacity Planning Matters
Most people think estate planning is about what happens after death. But a complete estate plan also protects you while you’re still alive.
Consider this scenario: You’re in a car accident and unconscious in the hospital. Doctors need to make treatment decisions. Your spouse wants to access your bank account to pay bills. Your business partner needs someone to sign urgent documents.
Without proper incapacity documents, your family may need to petition a court for conservatorship or guardianship – a process that’s public, expensive, and slow. According to state health departments like the Florida Agency for Health Care Administration, only a court-appointed guardian can make decisions for an incapacitated person who hasn’t designated an agent through proper legal documents.
A durable power of attorney lets you name someone to handle financial matters if you can’t. The word “durable” means it remains valid even after you become incapacitated – regular powers of attorney typically terminate when the principal loses capacity.
An advance healthcare directive (sometimes called a living will or healthcare proxy) documents your medical treatment preferences and names someone to make healthcare decisions on your behalf. The Library of Congress research guide defines this as “the generic term for any document that gives instructions about your health care and/or appoints someone to make medical treatment decisions for you if you cannot make them for yourself.”
HIPAA authorization allows your designated agents to access your medical records. Without this, healthcare providers may refuse to share information even with close family members due to federal privacy laws.
Living Trustify’s trust package includes all three incapacity documents, which is notable because many competitors charge extra for these or don’t offer them at all.
Don’t Leave Your Family Guessing About Your Wishes
Living Trustify’s $349 package includes power of attorney, healthcare directive, and HIPAA authorization alongside your trust and will. Complete everything in 15 minutes.
Start Your Estate PlanLiving Trust vs. Will: Understanding the Difference
Both living trusts and wills accomplish the same basic goal: directing where your assets go after death. The critical difference is how that transfer happens.
Wills Go Through Probate
A will must be validated through probate court before your executor can distribute assets. Probate is a court-supervised process that:
- Takes an average of 9 to 20 months to complete
- Costs 3% to 7% of the estate’s total value in fees
- Creates a public record of your assets and beneficiaries
- Requires court approval for major decisions
According to research from estate planning attorneys, probate costs on a $750,000 estate typically range from $22,500 to $52,500. Even smaller estates face minimum costs because certain administrative work must happen regardless of estate size.
Living Trusts Avoid Probate
Assets held in a living trust transfer directly to beneficiaries without court involvement. The successor trustee you name simply follows the trust instructions. This means:
- Faster distribution – often weeks instead of months or years
- Lower costs – no court fees, minimal attorney involvement
- Privacy – trust documents don’t become public record
- Continuity – management continues seamlessly if you become incapacitated
The tradeoff is that living trusts require more upfront work. You must “fund” the trust by retitling assets (real estate, bank accounts, investments) into the trust’s name. Assets not transferred to the trust may still require probate, which is why Living Trustify includes a pour-over will as a safety net.
Which Should You Choose?
Living trusts generally make sense if you:
- Own real estate (especially in multiple states)
- Have assets exceeding $100,000
- Value privacy for your family
- Want to avoid leaving your family with probate court
Wills may be sufficient if you:
- Have minimal assets
- Rent rather than own property
- Have straightforward family situations
- Are comfortable with probate process
Living Trustify offers both options, letting you choose based on your situation. Their $100 price difference between will-only and full trust packages is modest compared to the potential probate savings.
How the Living Trustify Process Works
The platform uses a guided questionnaire that takes approximately 15 minutes to complete. Here’s what to expect:
Step 1: Create Your Account
Basic registration with email and password. Living Trustify uses bank-level encryption for all personal information.
Step 2: Answer Questions
The interview covers:
- Family information (spouse, children, dependents)
- Asset overview (property, accounts, valuables)
- Beneficiary designations (who gets what)
- Guardian nominations (for minor children)
- Healthcare preferences (treatment wishes, end-of-life decisions)
- Agent designations (who makes decisions if you can’t)
Questions include explanatory text for legal terms, so you don’t need prior knowledge of estate planning to understand what you’re answering.
Step 3: Review Your Documents
Living Trustify generates your complete document package based on your answers. You can review everything on screen before finalizing.
Step 4: Download and Execute
Download your documents as PDF files. Living Trustify provides detailed execution instructions explaining how to properly sign and notarize each document according to your state’s requirements.
Important: The documents are not legally effective until properly executed. Most states require notarization for trusts and powers of attorney, and witnesses for wills. Living Trustify’s instructions specify exactly what your state requires.
Living Trustify Pricing and Value Comparison
Living Trustify positions itself as a middle ground between free DIY templates and expensive attorney consultations.
| Service | Living Trustify | LegalZoom | Trust & Will | Traditional Attorney |
|---|---|---|---|---|
| Guardian Nomination | $19 | Included in bundles | Included | $150-$300 |
| Will Package | $249 | $199-$299 | $199 | $500-$1,500 |
| Living Trust Package | $349 | $399-$599 | $399 | $1,500-$5,000+ |
| POA & Healthcare Directive | Included | Additional cost | Additional cost | $300-$600 each |
The value proposition becomes clearer when you consider what’s included in Living Trustify’s $349 trust package versus competitors who charge similar amounts for the trust alone, then require additional purchases for power of attorney and healthcare directives.
What’s NOT Included
Living Trustify does not provide:
- Legal advice (they’re not a law firm)
- Notarization services (you arrange this separately)
- Asset retitling assistance (you transfer assets to your trust yourself)
- Ongoing updates (changes require editing and re-downloading)
For most straightforward family situations, these limitations don’t create problems. Complex estates involving business interests, significant tax planning needs, or blended family complications may benefit from attorney consultation in addition to or instead of online services.
Complete Estate Plan for Less Than a Single Attorney Consultation
Living Trustify delivers living trust, will, POA, healthcare directive, and guardian nomination for $349. Attorney-created documents valid in all 50 states.
See Living Trustify PricingSpecial Needs Trust Option
Living Trustify includes a special needs trust option within their living trust package at no additional cost.
A special needs trust allows you to leave assets to a disabled beneficiary without disqualifying them from needs-based government benefits like Medicaid or Supplemental Security Income (SSI). Without proper trust structure, an inheritance can eliminate benefit eligibility, actually harming the person you intended to help.
This feature is built into the distribution section of the trust rather than existing as a separate document. During the questionnaire, you can designate specific beneficiaries for special needs treatment, and the trust language automatically adjusts.
For families with disabled children or dependents, this inclusion represents significant value. Standalone special needs trusts through attorneys often cost $2,000 to $5,000 or more.
State-by-State Validity
Estate planning documents must comply with state-specific requirements to be legally valid. Requirements vary significantly:
- Witness requirements – Some states require two witnesses; some require notarization; some allow either
- Self-proving affidavits – Additional notarized statements that can simplify probate
- Community property rules – Nine states have different default rules for marital property
- Healthcare directive formats – State-specific forms are sometimes required
Living Trustify generates documents that comply with your state’s requirements based on your registered address. The execution instructions specify exactly how to finalize documents in your jurisdiction.
The platform is valid in all 50 states, though residents of community property states (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, Wisconsin) should note that their trust language accounts for these rules.
According to the Texas Department of State Health Services, advance directives are legal documents that allow you to convey decisions about end-of-life care ahead of time – but they must meet specific state requirements to be enforceable.
See how simple it is to create your estate plan:
Who Living Trustify Works Best For
Ideal Users:
- Young parents needing guardian designation and basic estate documents
- Couples wanting joint estate plans (pricing covers individuals; couples complete separately)
- Homeowners looking to avoid probate on real estate
- Adults with aging parents helping organize incapacity documents
- Budget-conscious planners who want attorney-quality documents without attorney fees
- Procrastinators who’ve delayed estate planning due to complexity or cost
Consider Alternatives If:
- You have a complex business or significant business assets
- Your estate has potential federal estate tax liability (above $13.61 million in 2024)
- You have complicated family dynamics requiring careful trust language
- You prefer attorney consultation and personalized advice
- You need ongoing estate administration assistance
Living Trustify is an estate planning tool, not a replacement for legal counsel in complex situations. The platform works well for the majority of families with straightforward planning needs.
Your Family Deserves More Than “We’ll Figure It Out Later”
Complete your entire estate plan today. Living trust, will, power of attorney, healthcare directive, and guardian nomination. 15 minutes. $349. Attorney-created. All 50 states.
Create Your Estate Plan NowFrequently Asked Questions About Living Trustify
Yes. Living Trustify is a registered business based in Fullerton, California. Their documents are drafted by licensed estate planning attorneys and are legally valid when properly executed according to the provided instructions. The company maintains a 4.8/5 rating on Trustpilot with verified customer reviews.
No. Living Trustify is an online legal document service, not a law firm. They cannot provide legal advice or represent you in legal matters. The platform provides attorney-drafted forms and educational information, but for complex legal questions, you should consult a licensed attorney in your state.
Most users complete the questionnaire in approximately 15 minutes. Document generation is immediate. The total time depends on how quickly you arrange notarization and signing, which varies by location and availability.
No. The platform is designed for self-service use. However, if you have complex assets, unusual family situations, or specific legal questions, consulting an attorney alongside using Living Trustify may be beneficial.
You can log back into your account and update your answers. Living Trustify generates new documents reflecting your changes. Note that updated documents must be re-executed (signed and notarized) to be legally effective.
Yes. The $349 living trust package includes a durable power of attorney for finances and an advance healthcare directive with HIPAA authorization. The $249 will package does not include these documents.
Living Trustify uses bank-level encryption and security protocols. They state they will never sell or share your information without consent. All data transmission is encrypted.
You receive PDF files with your completed documents plus detailed execution instructions. You must print, sign, and notarize the documents according to your state’s requirements. Living Trustify provides step-by-step guidance for proper execution.
Living Trustify is designed for U.S. residents only. The documents comply with U.S. state laws and may not be valid or appropriate for assets or situations governed by foreign law.
Living Trustify provides educational information about transferring assets to your trust, but they do not directly assist with retitling assets. You’ll need to contact your bank, brokerage, or county recorder’s office to transfer ownership to your trust.
