Living Trustify Review
Living Trustify is an online legal technology platform that helps you create living trusts and other estate planning documents without the need to hire an attorney. Here’s what you need to know when deciding if it’s right for you.
Living Trustify Quick Take
- Best for: Single creators and couples wanting affordable, straightforward revocable living trusts
- Cost: $299-$599 per trust document (significantly less than attorney fees)
- Setup time: 30-60 minutes for most users
- Credibility: Founded by an estate planning attorney; compliant with all 50 states
- Main limitation: Not ideal if your estate is complex, involves commercial property, or requires customized trust language
What is Living Trustify?
Living Trustify is an online service that guides you through creating a living trust (also called a revocable living trust) using plain-English prompts and a secure document builder. The goal is to put estate planning within reach of people who can’t afford an attorney or prefer to handle it independently.
A living trust is a legal document that holds your assets and transfers them to your beneficiaries without going through probate. It also allows you to appoint a successor trustee to manage your estate if you become incapacitated.
How Living Trustify Works
Step 1: Answer Questions About Your Situation
You’ll be guided through a series of straightforward questions about your household, assets, beneficiaries, and preferences for management after your death or incapacity. The process is similar to filling out an online form but more conversational.
Step 2: Review a Draft
The system generates a customized trust document based on your responses. You can review it for accuracy and make revisions in the platform before finalizing.
Step 3: Download and Sign
Once you’re satisfied with the draft, you download the finalized document. Most states don’t require notarization for trusts, but Living Trustify can connect you with a notary if needed.
Living Trustify Pricing
Living Trustify offers different packages based on what you need:
- Single Revocable Living Trust: $299
- Joint Revocable Living Trust (couples): $399
- Premium Bundle (living trust + HIPAA authorization + financial power of attorney): $599
- Add-ons: Pour-over wills, durable powers of attorney, living wills, and notarization services available at additional cost
These prices are substantially lower than what a typical estate planning attorney would charge for the same documents.
Pros of Living Trustify
- Affordable: Costs one-fifth to one-tenth what an attorney would charge.
- Fast: You can complete a trust in 30-60 minutes instead of waiting weeks for attorney appointments.
- Attorney-founded: The service was created by an estate planning attorney, adding credibility.
- State-compliant: Documents are valid in all 50 states.
- Easy-to-use interface: The platform is designed for people without legal experience.
- Flexible: You can update your trust as life circumstances change (though each update is an additional charge).
- Private: Your information stays between you and the platform (it’s not shared with third parties).
Cons of Living Trustify
- Limited for complex estates: If you own a business, significant real estate in multiple states, or have blended family situations, you may need attorney-level customization.
- No legal advice: Living Trustify provides document creation, not legal counsel. If you have questions beyond the questionnaire, you’ll need to consult an attorney separately.
- Setup still requires effort: While faster than meeting with an attorney, you still need to gather all your information and make clear decisions about your beneficiaries and assets.
- Update costs add up: If your life changes significantly (remarriage, new children, major asset acquisition), each updated document costs money again.
- No asset transfer support: The service creates your trust document, but you’ll need to handle the actual retitling of assets to the trust name independently.
Who Should Use Living Trustify?
Living Trustify is a good fit if you:
- Have a straightforward household (single or married) with clear beneficiaries.
- Own modest assets (primary home, savings accounts, retirement accounts) without significant business interests.
- Want to avoid probate and keep your estate private.
- Need a trust in place quickly without the cost of attorney consultations.
- Are comfortable making decisions about your estate without one-on-one legal guidance.
- Want the flexibility to update your trust occasionally.
Living Trustify may not be ideal if:
- Your situation is complex (business ownership, properties in multiple states, significant wealth, blended families).
- You require custom trust language for specific scenarios.
- You want an attorney to review your trust before you finalize it.
- You need guidance on tax planning or other financial implications.
How Living Trustify Compares to Alternatives
| Feature | Living Trustify | Estate Planning Attorney | Other Online Services (LegalZoom, Nolo) |
| Cost | $299-$599 | $1,500-$5,000+ | $200-$400 |
| Speed | 30-60 minutes | 3-6 weeks | 30-60 minutes |
| Legal guidance included | No | Yes | Limited |
| Customization | Template-based | Highly customized | Template-based |
| State-specific compliance | Yes, all 50 states | Yes | Yes, most states |
| Update costs | Full price per update | Lower cost for amendments | Full price or subscription |
Red Flags and What to Watch For
- Don’t assume your trust is complete: Creating a trust document is only the first step. You’ll need to retitle your assets into the trust name to make it effective. Living Trustify doesn’t do this for you.
- Plan for notarization in some cases: While most living trusts don’t require it, some states or institutions may want a notarized copy. Factor this in if needed.
- Review carefully before signing: The software is good, but it’s not perfect. Take time to make sure the document reflects your actual wishes before signing.
- Don’t use it as a substitute for tax planning: If you have significant assets or complex family situations, talk to a CPA or tax professional alongside your Living Trustify trust.
Living Trustify Bottom Line
Living Trustify delivers solid value for people who need a straightforward revocable living trust and want to avoid the expense of attorney fees. It’s attorney-founded, state-compliant, and fast to use. The main limitation is that it’s not suitable for complex estates or people who need personalized legal guidance.
If your situation is straightforward, Living Trustify can get you a functional, valid living trust in less than an hour. If your situation is complex, the additional cost of an attorney consultation is well worth it to avoid future complications or disputes.
For most middle-class households with straightforward beneficiary wishes and modest assets, Living Trustify is a practical, cost-effective choice.
Looking for More Estate Planning Guidance?
Memorial Merits offers free resources, guides, and educational content to help you make informed decisions about your legacy. Explore our estate planning services directory for more information about creating wills, trusts, and other planning documents.
